Verifying your pay pal account improves your overall security. There is the initial verification process that happens during registration and another process that helps increase your transaction limits. Depending on your jurisdiction you can link your bank or credit card to your PayPal. It is important to link your account especially if you are receiving money.

Unverified Pay pal accounts have withdrawal limits as opposed to their verified counterparts. In the Kenyan context linking to your bank serves the verification purpose verification using credit card is rare given the minimal use in the country at the moment. Banks such as Equity Bank have joined the foray of linked financial institutions with the payment processor.

How to verify your PayPal account using Equity Bank

We assume that you have opened a PayPal account  and that you have an Equity ATM linked to a bank account that has at least Ksh300

Pro Tip: Ensure that the name on the PayPal account is your legal name. This will save you more pain during future verification that involves uploading a utility bill and your national ID card

• Log onto your PayPal account and click on ‘Get Verified’
• When you enter your debit or credit card details, these will link to your PayPal account.
• PayPal will debit a small amount that is refundable (USD 1.95) from your account.
• In the statement reference for this transaction, there will be a four digit security code that you will need to enter on your PayPal account in order to complete the verification process.
• The code may take up to 5 days to reflect or you can contact your bank’s card division to get this code.
• Once you get the code, log onto your PayPal account and enter it when prompted to verify your account

Alternatively, you can just add your card to the PayPal account for verification.

• On the right side of your PayPal account, click ‘Add a Bank Account or Card’
• Wait for the page to load and enter your Card details in the Credit Cards section
• This will deduct the refundable $1.95 from the Card and you will get the code in your bank statement

Pro Tip: If your Equity account is linked to your Equitel line, you will receive a text with the confirmation code needed to verify the PayPal account.

The code is normally in this format: PP*1234

PayPal lifts at the amount you can withdraw since verification confirms your identity unlike unverified accounts where who receives the money isn’t clearly established. How to verify Pay Pal account in Kenya should be easy if you have an active bank account.