How to Okoa Stima

  KPLC

Okoa Stima is a KPLC service. It allows you to borrow any amount based on your pre-determined credit limit. The limit is based on your historical relationship KPLC. The okoa stima prepaid, yet, come at a facility fee of 10%. It’s payable within 7 days.

How to Sign Up for Okoa Stima

  • On your Safaricom line, dial *885#
  • Accept the terms and conditions
  • Enter your National Identification Number (ID)
  • Set your PIN (secret Personal Identification Number) and you need to confirm
  • You get a confirmation message on your phone
  • Continue to register meter/account then select register new
  • Choose either Prepaid or Postpaid depending on your KPLC meter account.
  • After entering the account/meter, choose

How to Kopa Stima

If you are wondering how to Okoa stima as a Prepaid or Postpaid customer, below is a step guide.

Prepaid Customers

  • From your Safaricom line, dial *885#
  • Enter PIN
  • Select Prepaid
  • Select Okoa Stima
  • Select ‘Request Emergency Top Up’
  • Enter the meter number
  • Select preset Okoa amounts ranging from Ksh 100 to Ksh 1000 and confirm

Postpaid Customers

  • Dial *885#
  • Select Postpaid
  • Select your account
  • The bill on the account will be displayed
  • Select Okoa Stima and follow the procedure

How Does Okoa Stima Works?

Okoa stima is only available to Safaricom subscribers only. Once you Okoa stima Prepaid your account will be deducted. The deduction will be automatic including facility fee.  For you to qualify for Okoa stima, you need to register 3 Prepaid or Postpaid accounts. Bills paid or Tokens bought can only be used on the 3 accounts.

How to Repay Okoa Stima

Prepaid Customers

  • Ensure you have enough funds in your Mpesa account
  • Press *885#
  • Enter your PIN
  • Select Prepaid the Okoa stima
  • Select ‘reply Okoa stima’ if you have a pending balance
  • Choose full payment or a part payment

It all depends on the amount you have in your Mpesa

Postpaid Customers

  • Dial *885# on your Safaricom line
  • Enter the PIN and select postpaid option
  • Select the registered account
  • The bill on the account is displayed
  • Select Paybill via Mpesa
  • Choose either pay in full or a part payment
  • Enter the amount to be paid then submit your application

Okoa Stima Payment Interests and Limits

You bear an interest of 12% for each loan received from Okoa Stima. The maximum loan is Ksh 2000 and the minimum amount is Ksh 100. Like other mobile loan apps, Okoa Stima app permits you to get a loan via Safaricom Okoa Stima service.