CRB ratings play an important role especially if you are a job seeker or government appointee. First it’s important to realize that there are several Credit Reference Bureaus in the country. It’s important to check with the relevant listing company. Here are some of the ways in which you can ascertain your credit position.
How to apply for CRB report
Using SMS code 433
- Dial *433#
- Enter you ID number
- Use agent Code: 222000
- Confirm your personal Details
Making payments
- Go to Mpesa
- Select Lipa na Mpesa
- Choose Paybill
- Enter Business Number : 220388
- On the Account Number dialogue box fill in your ID number
- Key in ksh. 100
- Send
Checking your status via Metropol
Registration is the first step in checking your status.
- Go to your mpesa
- Select paybill
- Enter 220388
- Enter your national ID number as your account number
- On the amount dialogue box enter Ksh 50
- You will receive a confirmation SMS from Mpesa to show your balance
- Metropol will then send an SMS with PIN details and reference number
- In addition to this you will get a special line which you will then follow
- The reference bureau credit Score will cost you 150,while Credit Report comes at Ksh 250
Checking your Credit report via Transunion
This Reference bureau offers two ways of confirming your credit standing.
Using Transunion App
- Go to Google Playstore
- Enter Transunion App
- Click download and install in your phone
- Fill in your personal details
- These include your phone number, ID and names
- Click on Check status
- If in their good books the app will show “GOOD’ on the dashboard
However you never get a detailed report granted the process of using app to check your rating is free. You will be needed to pay additional 650 to get a more comprehensive report.
Using SMS to check your CRB rating
- Open a blank text
- Enter your National ID number
- Choose CC (meaning Credit Status)
- Send this message to 21272
- You will receive your CRB status.
- Good ensures you are positively listed.
The above methods will help you check your CRB status in Kenya without any hassle.