How to clear with CRB

  Banking

CRB clearance is an important step in securing appointments, loans and jobs. It therefore follows that everyone must ensure they have a clearance certificate. Here is a guideline on how to accomplish this.

Getting a CRB clearance is easy for individuals who are not negatively listed. Defaulters on the other hand, find it hard due the stringent requirements.

If you are not negatively listed you simply pay 2200 to the licensed Credit Reference Bureau.

You register by visiting their website metropol.co.ke or metropolcorporation.com or by dialing *433# on your mobile phone for Safaricom customers only.

You will, however, be required to pay a registration fee of Ksh 100 after which you will receive a code in form of SMS, you will then use the code to access your report on the website.

How to get cleared from CRB Kenya

Here are a few steps to take during CRB clearance certificate application.

Transunion/Metropol

You can use Transunion.

  • Go to crbafrica.com or transunionafrica.com or Metropol website
  • Fill in the online forms with the relevant information.
  • Go to your Mpesa Menu
  • Select Lipan na Mpesa
  • Choose Paybill 21272 for Transunion and  220388 for Metropol
  • Enter your ID number as the Account number
  • On the amount dialogue box enter Ksh 2200

You will receive an confirmation SMS from both Mpesa and Transunion or Metropol

The company will then issue your with a clearance certificate.

Creditinfo

  • Go creditinfo.co.ke
  • Register by filling in your phone number, ID number full names and email address. Create a password.
  • This company sends annual report on credit status on your email address.

Clear with CRB after being blacklisted

The above processes apply to individuals who have positive listings. If you are a defaulter and is negatively listed it’s a different ball game. Ensure you approach the lending institution that forwarded your name and work on a payment schedule. These may be through clearing the arrears or if the sum in question is too large agreeing on a repayment pattern. After which you will be required to pay a few installments before being delisted from the black list.

It is worthy of note that these listings change with time depending on your repayment pattern. The list is constantly updated meaning if you default again chances are you will be listed again. The certificate issued is valid as per the date of issue.

There you have it folks how to get clearance from CRB.