Credit Reference Bureaus (CRB) has impacted the financial habits of Kenyans. When you have negative listing access to credit facilities and at times employment opportunities, elected office or appointments can be hindered. It, therefore, follows that you clearly are aware of your credit rating on CRB checklist.
One way of knowing your rating is through online platforms.CRB has contracted several firms to list defaulters. These include Metropol, Transunion, and Creditinfo. You can use any of the listers to know you credit listing.
How to check CRB status on Phone
The general procedure is
- Go to the official website of the credit listing company of your choice (Metropol, Transunion)
- Here is the registration page for Metropol CRB platform
- If you are not registered with the company
- Ensure you pay the required registration fees (Metropol Ksh 50) at the necessary Paybill number Metropol (220388) and complete your personal details.
- You will receive a reference number in addition to a special code. A link and confirmation Sms from the bureau e.g. Metropol
- You can then access the CRB official website or application like the Transunion nipashe app or Metropol app depending on where you signed up.
- Fill a credit listing request
- You will be required to fill in your personal details including your name, ID number, phone number, and email address.
- Submit the request
- You will receive a confirmation of your request reaching the reference bureau
- You will then get a statement on your credit listing
- Send your Mpesa message tocert@transunion.co.ke
Other Credit listing companies like Credit Info opt for emails. The procedure is almost similar.
- Fill the online credit report request form on this page
- The bureau while confirming receipt of your request
- You will then get a clearance form indicating your listing.
Clearance forms and statements at times attract extra charges depending on the reference bureau.
Transunion credit report
The official Transunion credit report request form is here.
- Pay Ksh 650 to Paybill number 212121
- Your account number is your ID
- You will receive more than one report in a year.
There you have it, folks, how to check your CRB ratings.